Fallen Limbs, Lifted Shingles and Older Rooflines
A limb that lands on a roof can crack rafters and decking even if the shingles look intact. Older houses often have plank decking, multiple roof layers or chimneys with aging flashing, and those details change how a repair has to be done. We check the structure under the impact point, not just the surface, and note any gutter or fascia pulled loose by the weight.
Making Temporary Repairs Without Hurting Your Claim
Most policies expect homeowners to take reasonable steps to prevent further damage. A tarp over a hole or boards over a broken window is generally appropriate for your storm insurance claim; a full permanent repair before the adjuster sees the damage is not. A few rules we follow:
- Photograph everything before any covering goes on.
- Save receipts for tarps, labor and materials.
- Keep damaged pieces, such as broken shingles or crushed gutter sections, until the claim is settled.
Our crews can install temporary emergency protection and document the condition before and after.
Our Free Storm Inspection Step by Step
- We walk the property and note tree debris, hazards and visible damage.
- We inspect the roof surface, flashing, vents and ridge, then the attic where it is accessible.
- We check siding, windows, gutters and downspouts on each side of the house.
- You receive a photo report and a plain-language explanation of what needs repair now and what can wait.
Matching Materials on Older Water Valley Homes
Discontinued shingle colors and older siding profiles are a frequent challenge. We look for the closest available match and explain the options honestly when an exact match does not exist, which can matter to how your insurer handles the repair. For broader projects, see our siding replacement work in Water Valley and the Yalobusha County service hub.
Common Questions
Can I file a claim if I already made temporary repairs?
Generally yes, as long as the repairs were to prevent more damage and you documented the condition first. Keep your photos and receipts and tell your insurer what was done.
A tree fell on my roof. Who should I call first?
If anyone is hurt or lines are down, call emergency services and the utility first. Once the area is safe, a tree service removes the limb and we inspect and protect the roof.
What if my shingles or siding are no longer made?
We find the closest available product and show you samples. When a match is not possible, we document that so you and your insurer can discuss how to proceed.
How soon should I contact Tekton after a storm?
Within a day or two is best. A quick inspection limits water damage and puts accurate information in front of your insurance company early.