The First Few Hours
- Check on your family and neighbors, and stay clear of downed lines.
- If water is coming inside, move belongings, set out buckets and shut off power to wet areas if it is safe.
- Take photos and video of every side of the house from the ground, plus any interior leaks.
- Do not climb onto a wet or damaged roof.
Within the Next Day or Two
- Report the claim to your insurance company and write down the claim number.
- Arrange temporary protection such as a roof tarp for any openings.
- Schedule a professional inspection of the roof, siding, gutters and windows.
- Keep receipts for tarps, plastic, hotel stays or other emergency costs.
Prompt action helps limit further damage, and most policies expect homeowners to take reasonable steps to protect the property.
The Inspection and Your Report
Our inspection covers every elevation. We photograph hail marks, wind damage, lifted shingles, dented gutters and cracked siding, and we organize the findings so they are easy for an adjuster to follow. You receive a copy for your records. If the adjuster schedules a visit, we can be there to walk the property together. Our guide on checking your roof for storm damage explains what we look for.
Restoration After the Claim Is Approved
Once you have your insurer's decision, we line up materials and schedule the work. Roof repairs or replacement, siding replacement and gutter work are coordinated so each trade does not undo another's work. For more on our full roofing services in town, see our Batesville roofing page.
Common Questions
How quickly should I schedule a storm inspection?
Within a day or two is ideal. Damage is easiest to document before more rain or wind changes it, and early inspection helps you report the claim promptly.
What kinds of storm damage are usually covered?
Sudden damage from wind, hail and falling trees is typically covered by homeowners policies, subject to your deductible. Wear and tear generally is not.
Can you help if my claim was underpaid?
We can provide additional photos, measurements and a detailed scope to support a request for reinspection. The final decision rests with your insurer.
Should I sign anything with a contractor right after the storm?
Take your time. Get the inspection, read any agreement carefully and make sure you understand what you are authorizing. A reputable company will give you room to talk with your insurer first.
How long does restoration take?
Simple repairs may take a day. Full roof and siding projects usually take one to two weeks, depending on materials and weather.