Where Hail Leaves Its Marks
- Asphalt shingles: dark spots where granules were knocked off, or soft bruises you can feel.
- Metal roofing and vents: round dents, especially on ridge caps and vent hoods.
- Gutters and downspouts: dents along the front lip and on elbows.
- Vinyl siding: cracks or punctures, often on the storm-facing side.
- Painted wood and trim: chips and spatter marks.
- Window screens and wraps: tears and dents.
Hail Damage vs. Normal Aging
Older homes in Holly Springs often have roofs that already show wear, and insurers will look closely at whether damage came from the storm or from age. Hail impacts tend to be random, round and fresh-looking, with exposed asphalt that is darker than surrounding weathered shingles. Age-related wear is more uniform. Our guide on telling hail damage from normal roof wear shows examples.
Documenting Hail for an Insurance Claim
We mark and photograph hits within marked test areas on each roof slope, note hail size where evidence exists, and record damage to soft metals and siding to confirm the storm's direction. The goal is a clear record that helps the adjuster see what we see. We can be present at the adjuster's inspection.
Restoring the Home
Once your claim is settled, we replace damaged shingles or the full roof, repair or replace hail-damaged siding and gutters, and handle trim and screens. Where we can, we match the existing look of older homes. If you are considering upgrades such as impact-resistant shingles, we will price those separately so you can decide. Our Holly Springs roofing page covers roof options in more detail.
Common Questions
How soon should I have my home inspected after hail?
Within a few days if possible. Fresh hail marks are easier to identify and document before weathering dulls them.
Is hail damage typically covered by insurance?
Hail is a common covered peril under homeowners policies, subject to your deductible. Check your policy for any separate wind or hail deductible.
What if my insurer undervalues the damage?
We can supply additional photos and measurements to support a reinspection request through you. The final decision belongs to your insurance company.
Are impact-resistant shingles worth considering?
They can be, especially in areas that see frequent hail. Some insurers offer premium credits for them, so ask your agent. We can price them alongside standard shingles.
How long does hail restoration take in Holly Springs?
Roof replacements are often completed in a few days; siding and gutter work may add several more, depending on materials and weather.