How Wind Attacks a House
Wind pressure is strongest at the edges: roof corners, ridges, rakes and wall corners. Once wind gets under the edge of a shingle or siding panel, it can peel back material in a chain reaction. Gusts also pull on gutters, especially when they are full of water or debris, and flying branches add impact damage on top.
What Wind Damage Looks Like
- Lifted or creased shingles, often in rows near the edges and ridge.
- Missing shingles or exposed underlayment.
- Siding panels unlocked, bowed outward or missing.
- Gutters pulled away from the fascia or twisted.
- Soffit panels blown out, exposing the attic.
- Fence and outbuilding damage that confirms the storm's strength.
Documenting Wind Damage for Your Insurer
Creased shingles can be hard to see from the ground, so we photograph them up close on the roof and note their location. We record which side of the house took the brunt, which helps an adjuster understand the pattern. You receive a copy, and we can be present when the adjuster visits. For more on the paperwork side, see our storm roof damage insurance guide.
A Realistic Repair Timeline
- Inspection and documentation, often within days of your call.
- Temporary protection where the home is open to weather.
- Adjuster inspection, scheduled by your insurer.
- Approval and material ordering.
- Repairs, typically a day or two for small jobs and one to two weeks for full roof and siding replacement.
Our Sardis roofing page covers roof replacement options if your roof needs more than repair.
Common Questions
How soon after a windstorm should I get my home inspected?
As soon as it is safe. Lifted shingles may look fine but can fail in the next storm, so early inspection matters.
Is wind damage covered by homeowners insurance?
Generally yes for sudden storm damage, subject to your deductible, which in some policies is a separate wind deductible. Check your declarations page.
What if my insurance company undervalues my wind damage?
We can provide added documentation for you to request a reinspection. Final coverage decisions rest with the insurer.
Can I nail loose siding back up myself?
Securing a flapping panel from the ground can prevent more damage, but photograph it first and avoid ladders in high wind or on wet ground. Let us handle anything above first-story height.
Can a few missing shingles really cause problems?
Yes. Exposed areas let water into the decking and neighboring shingles become easier for the next wind to lift. Prompt repair keeps a small issue small.