The First 48 Hours
- Make sure everyone is safe and stay clear of downed lines.
- Photograph damage from the ground: siding, gutters, windows, roof edges and any debris.
- Cover broken windows or open roof areas if it is safe, or call us for temporary protection.
- Contact your insurance company to open a claim.
- Keep receipts for any emergency repairs.
What Storm Damage Looks Like on Siding and Gutters
- Hail-damaged siding: cracks, holes or chips in vinyl; dents or spatter marks on fiber cement and trim
- Wind damage: panels unlocked or blown off, corner posts loosened
- Gutters: dents, sections pulled from the fascia, crushed downspouts
- Window screens and wraps torn or dented
Some hail damage is subtle, especially on lighter colors. A close inspection from a ladder often finds damage that is invisible from the yard.
How We Document for Your Claim
Our inspection is free. We photograph each elevation, measure damaged areas, note the siding profile and color and check the roof and gutters at the same time. Because insurers often look for matching across an elevation, we also note whether the original siding is still available. We can be on site when the adjuster visits so nothing is overlooked. For more background, read whether Mississippi home insurance covers storm-damaged siding.
Restoration, Step by Step
Once the claim is approved, we schedule work in the right order: roof first if it was damaged, then siding and trim, then gutter replacement on sound fascia. Damaged sheathing is repaired before new siding goes on. You receive a final walkthrough and paperwork for your insurer showing the work completed.
Coming Back Stronger
Restoration is a chance to upgrade. Thicker vinyl, insulated siding or fiber cement resists impact better than thin builder-grade panels, and larger seamless gutters handle storm runoff more reliably. If your policy pays for like-kind replacement, you can often pay the difference to upgrade. See our storm restoration work around Madison Station and Gluckstadt.
Common Questions
How long do I have to file a storm damage claim?
Deadlines vary by policy, so check yours or ask your agent. Filing promptly is always wise, because delays make it harder to tie damage to a specific storm.
What if only one wall was damaged but my siding is discontinued?
That is a common problem. We document the mismatch for your adjuster, and depending on your policy, a larger replacement area may be considered.
Will you make temporary repairs?
Yes. We can tarp roofs and cover openings to prevent further water damage while the claim is processed.
Do I have to use the contractor my insurer suggests?
Generally, you can choose your own contractor. Read your policy and ask your insurer if you are unsure.